are pet wellness plans worth it

are pet wellness plans worth it

Comparing Pet Insurance And Banfield’s Pet Wellness Plans

Pet insurance plans. Pet wellness plans. They both seem the same. Not so, says one pet owner.

In April, Deborah Kilian lost her dog Nala from eating contaminated pet food. Kilian took Nala to Banfield Hospital at PetSmart before she passed away. Her emergency room bill totaled almost $700. Little did she know that her Banfield Wellness Plan did not cover emergencies, so she was liable for the bill.

Kilian also had to continue paying her monthly bill of $21.95 even though her dog died. Why? Banfield’s contract states: “If the subscriber cancels for any reason, including to not limiting death or disposal, the provider shall be entitled to retain the entire membership fee.” This means that Kilian will need to pay the monthly payment until the end of the year.

Kimberly May of the American Veterinary Medical Association says that Banfield’s Pet Wellness Plan is not an insurance plan.

She says Killan is not the first to be confused by her animal’s health care plan. There’s a big difference between a wellness plan and insurance. Insurance for pets is similar to insurance for humans.

It’s often medical coverage, most basic policies cover emergency situations, May said

And like human insurance, if the pet dies, you no longer pay on the policy. But a wellness plan is similar to a maintenance plan on a car.

It takes the vaccination, the routine care and puts it in the package, said May.

But because that package covers the entire year, even if your animal dies, most times, you have to keep paying the bill.

Before you start any plan, read the agreement. Also ask your vet for help in deciding whether a wellness plan or pet insurance is right for your animal. It depends on the animal’s age and health.

This entry was posted on Monday, July 9th, 2007 at 11:30 am and is filed under Cats, Other Pets, Dogs, National Dog, Cat & Pet Info, News for Cats, Dogs & Owners, Products & Services for Cats & Dogs, Veterinary/Medical. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

29 Responses to “Comparing Pet Insurance And Banfield’s Pet Wellness Plans”

personally, i wouldn’t buy either a “wellness plan” or insurance. i’m presuming a wellness plan only covers regular office visits, which probably come to less out-of-pocket expenses in a year than the plan premiums do. and after my experiences with health insurance for human beings, i’m certainly not visiting that on my pets. i’ve had some fairly hefty vet bills over the years, but i do not need to add the frustration of fighting with insurance companies to what’s already a bad situation. insurance companies exist to make money, and if cheating you out of what you’re entitled to will give them a profit, they’re happy to do just that.

I have pet insurance on my two younger dogs; we felt it might help “balance” out for all of our animals. (We have three older pets, some who had illnesses). The first year it paid off for us as our youngest had to have two emergency surgeries, and several tests. It freed finances to tend the older ones needs during that time. With the insurance helping to cover a majority of the costs, we were able to manage treatments for all. While the premium paid for our other dog more or less balanced out (thank goodness no major health issues), we feel it will be of great benefit for the future. I am aware there are many plans out there and some could be worse than trying to pay on your own, but so far, we are very happy with the insurance.

The Wellness plan sure is reason enough for me NOT to use this company. The idea that it covers only routine care and not emergency care can be confusing if not spelled out for pet parents also. The payment still due after pet has died does IMO show the bottom line is their first concern, much like the other companies that deal with our beloved 4-legged family members!! You know who I mean — pet food companies IMO.

The ripoff of the Wellness Plan is not the only reason to steer clear of Banfields.

I am very disturbed by their use of unlicensed assistants who they lable “pet nurses” — people with little or no experience as technicians. They hire people as “pet nurses” who have no experience at all. How do I know? Just hang out on some of the myspace vet tech groups, lots of discussion of Banfield there.

A vet tech is as critical to the care of your pet as a nurse is the care of a human loved one. Use of inexperienced people places lives in danger.

If you need more Banfield insights, go to and type in “Banfield.”

I am highly critical of them precisely because I believe chain vet operations like these offer the most promise for standardization of quality pet care, and ultimately, the COULD do much better. But so far, they don’t.

When was the last time consumers came out ahead when dealing with insurance companies? Why would this be any different?

Amazing, her pet died, she was charged $700 for the emergency care, and Banfield is still charging a monthly wellness fee - that sure shows compassion for someones loss.

Would be interesting to know what the mainstream media would think of that.

Instead of paying the insurance company, who may or may not pay you when you need it, consider depositing $30.00 a month in a savings account for emergencies.

I lost my Westie to the Pet Food Recall. We had almost $2000 in medical and emergency bills, but I reported her kidney failure to the food manufacturer and they were very responsive and assumed responsibility for her passing. I was reimbursed in full by their insurance company after providing her food history (from PetSmart) and her medical history during the time of the recall. It didn’t bring back my baby but at least the company did the right thing.

Our lit’ mutt terrier literally had a bloody experience with Banfield Hospital. He ended up in an emergency whereas the nurses and the doctor knew exactly what they were doing to fix his injury created by a Banfield vet. That experience finalized our decision not ever going back to Banfield again!

I chose a pet insurance company my daughter who is a veterinarian recommended. They paid for a couple of small items, but when I really needed them (Almost $8000 to diagnose a liver shunt in a 6 year old dog, have surgery at U C Davis and lose her), they were not there. I would not choose VPI or any insurance again. I agree start a saving account.

I do not think that this plan is for (NOR does it state it’s intended for) emergancies or chronic illnesses. It is ONLY for preventative (shots and stuff) and help keep your office visit costs down.

*** Opening paragraph of the pamphlet

Optimum Wellness Plans Are Not Insurance they are better!

Insurance can be helpful in the event of an unforseen tragedy. Banfield, the pet hospital, however is a practice based on the principles of preventitive healthcare. Thats why we developed Optimum Wellness Plans.

I have Banfield’s Optimum Wellness plan and the free office visits alone pay for themselves. I took my mothers dog in and shoot vet office visits are more than human ones. Anyway…..they explicitly told me it wasn’t insurance and you can’t pay for a year in advance you can only pay monthly. They said this is so if the dog or cat dies the policy ends. That is smart. Also I am telling you it is nice to know you can waltz in for an office visit free of charge when you aren’t sure something is wrong but your dog is acting funny. If I had to foot the full office visit I would probably be more reluctant not to take my pet to the vet unless they were dying. I am however looking to get a pet insurance for major medical emergencies and surgeries.

I have a new puppy and am a first-time dog owner. I admit I am a novice at this and went along with the Wellness Plan at Banfield. To be honest, at no time was I ever told that the Wellness Plan was health insurance and I do not expect them to cover illnesses or injuries. When I signed up, I read the pamphlet they give out and was fully aware of what it offered, which was pretty much routine vaccinations, free office visits, then some healthcare at a mere 5% discount. So far, I’ve invested $136 into the Wellness Plan, and it has saved me at least $300. It’s been worth it for me. Plus, to date, I have abosolutely no complaints about our vet, she is very good with our little baby and I am always in the exam room with him, so I haven’t felt uncomfortable with them so far.

However, reading these posts scare the begeezes out of me making me reconsider, or cancel after a year and upgrade my health insurance plan to include wellness, since they all seem to offer all three types of coverage separately: ie, wellness, accident and injury.

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Nine plus nine all fine.

Just chill on and enhance your libido for sure success.

Banfield’s plan in no way afre for emergencies but for preventive care. If you do have an emergency you get a discount depending on what plan you are on. Plus, they have an adult dog and cat plan that covers x rays. have you ever gotten yourpet x rayed? It cost at least $2000. They have found a way to help people and be nice and compassinate in the procise. Please do not bash a company because of something you hear, experience it for your self.

I had the Wellness Plan with my cat Sabrina while she was a kitten. Man, did it save me a lot of money! I got another kitten and she was already sick with giardia. Thank God Sabrina was already vaccinated for it (due to the Wellness Plan). You will get bad vets no matter what. Check out your vet. My vet was nice enough to give me antibiotics for my other kitten after they had passed an upper respitory infection 3 times prior. I was honest and asked him what I should do. He said he would prescribe medicine for my other cat so this would stop. I don’t ever regret taking my Sabrina to Bansfield. They were great with her and I’m taking my puppy to them also. Also, I took my Sabrina to the vet numerous times because I knew something was wrong with her (she wouldn’t grow or gain weight). Guess what? She had tapeworms and you can’t really test for them. You have to look at their poop. So, thank you Banfield for keeping my animal family healthy!

I’m happy with my 2 dogs that are on plans. I was quoted $1500 for VCA and $600 from my vet for a simple tumor removal. I put my dog on a wellness plan and they removed the tumors during her teeth cleaning. The removal cost only $250 with biopsy. She was injured by another dog and had to be stitched up and the treatment was about $200 to fix her up. All the visits after that were free with her plan. To date we have saved at least $1000. Her plan offers a 15% discount on other services not included in her plan. The plans almost pay for themselves in just 2 visits. My sister has her dog on the same plan and has saved just as much. I’ll probably put my new puppy on a wellness plan too, maybe the one that includes her spay. I’m still not sure when I want to spay her. I waited until the absolute last minute with my shepherd but I didn’t have her spayed by banfield. I just put her on a plan when she turned one year as she wasn’t due for any vaccines until now.

In the future I might look into affordable accident/injury insurance but I’ll stick with my plans. There is not limit on how much it costs for the covered care per yr and no deductables.

The question is how much care was given prior to the death of these animals. If they are less than the yearly fee you should be able to just pay for the services and cancel it. If they are more then it is probably worth it to just continue to pay for the services. Emergency care is very reasonable. It costs $150 just to sign into the emergency clinic. Emergency visits at my previous vets were $50-60 to examine my dog. Seeing as another person who posted here paid $2,000 for a similar illness, $700 was very reasonable. I’m sure she got her money’s worth with her plan based on that.

Does this company have any benifits for its employees.

Banfield let me cancel my plan.

The banfield plan just wasn’t working for my shepherd. They were requiring she be muzzled whenever I brough her in cause she barks. She doesn’t bite but she has that big and bad shepherd bark so the staff was nervous around her without a muzzle. I thought I would have to muzzle her at any vet until she got injured. She needed bloodwork in order to be given a certain medicine but her levels were off. They wanted a urine sample. I knew she wouldn’t cooperate as she prefers to wait until we get home so I had them print out a quote on the price. it was almost $70 for the urinalysis. So I called other vets and got their prices. Just $20 for the actual test plus visit. Hmmmm something is fishy here aren’t the plans supposed to save money? Seems like they jack up the prices on services that aren’t covered. I ended up bringing her to the vet that spayed her for the urinalysis. They had to redo the heartworm test cause the paperwork banfield sent them said the wrong test was ordered, which reminds me i need to call about that. Anyways that vet did not require she be muzzled and did just fine with her. So from now on she will be going to that vet instead. She doesn’t need anymore shots anyways. I just need to pay banfield $70 and I can cancel the plan. That isn’t too bad of a deal seeing as she has all her shots now. They even waved a little too since I was unhappy with the service.

My other dog will remain on the plan for another yr and then i’ll evaluate whether or not I want to keep it as she is getting older and requires alot more testing as she has been having health issues lately. So for her the plan is worth it. She is also on a higher plan level.

So banfield isn’t the heartless people others are reporting they are. I didn’t call the clinic to cancel I called banfield directly.

I’m an unhappy customer with Banfield. I do not feel my puppy is receiving the best service she should be receiving. Money isn’t the issue here; it’s the service I have a problem with. I tried cancelling my contract after I filed a complaint with corporate and they refused to let me. The head doctor at the clinic I go to called me and basically talked down to me–per usual, which I knew was going to happen. I’m going to call them again and tell them if they charge my card one more time I will contact my lawyer. Let’s see if then they will cancel my plan.

Banfield–both corp and the clinic–is telling me I am still paying for services complete whether I continue my plan or not. I am not a fan of keeping my pup at the clinic for four hours while they’re supposed to be giving her shots. Come to find they do more than that–without my consent. The head doctor basically told me it’s My responsibility to find out what procedures will be completed on that day. Well excuse me Doctor but if you tell me to bring her in for such and such, then why are you doing other things? Idiot. I’m through.

There are good and bad comments about Banfield on plenty of blogs. Having been a customer of Banfield for nearly 10 years, I have plenty to say about them. Too much to write in this small text area. I created a wiki page to explain my point of view. If interested, you can visit

(and no, this isn’t a spam link)

Banfield in Chesterfield MO caged my 2 dogs for over 6 hours before doing the Wellness procedures. Both were overloaded with urine and feces when I picked them up. That was downright cruelty on their part. How can they get by with that?

I have had my dog with Banfield for over 7 years now. I have save much more than I have spent even though in this tough economy its hard to come up with the monthly fee sometimes. I also have my newly adopted cat with them and everything seems to be going well so far. I would much rather take in my pets and either not pay anything for the visit or pay minimally for medicine. As far as getting the animal spayed/neurtered they are out of their minds charging $350-$400 when anyone can go to Altered Tails and get it done for $40-$50 or get a coupon for free at the Human Society. When our pet cat died last year, they let us out of our contract and the vet even cried with us when we held our kitty and talked to him as he passed. That made me impressed. Shot and preventative plans are a good thing.

The other day, I brought my dog in to Banfield for a scheduled Comprehensive exam, 1/2 hour before the Petsmart store opened (8:30 a.m.). They said it would be around 4 hours before I could get my dog, I also did not authorize any “extra” services. I called at 12:30 p.m. to see if my little dog is ready. “They had an emergency” come in and so, my dog had to wait, they hadn’t worked on her yet. Seems like it was going to be another couple of hours (nothing specific). I was told, “you have to understand, we had an emergency, walk-ins, and appointments have to wait.” Okay, I understand emergencies, happens all the time when I go to the doctor, but, “walk-in(?)” don’t you think it would have been nice to call and let me know? I was told, we don’t do that. Nice touch, makes me want to expound on their professionalism. Well, guess what? It’s been 2 hours later and, she still hasn’t been seen, guess I don’t get to do what “I” have to do today, I have to wait for phone call they will not make…so far she’s been with Banfield for 6 1/2 hours and nothing has been done. I am not happy with the level of customer service here in Middletown, NY.

My husband and I have used Banfied (WITH the wellness plan) since getting our dogs over 2 years ago. Here’s the summary, plain and simple.

We had a vet in our old town who was amazing. She knew our dogs’ names and was very helpful to make things affordable since I’m a student. For example, our dog often gets skin irritations due to allergies in the spring and she advised we buy benadryl to save money. Through the plan, the visit is free, so I felt comfortable taking him in for more minor things and a few times, we prevented a lot of potential issues. In this case, I didn’t pay anything, except for when I went to the drug store and my dog was feeling more like himself Knowing I had a set monthly payment was much easier than dealing with unexpected costs. When I decided to get one fixed, she gave me the name/# of a more affordable place to go, while explaining the differences in their practices/procedures.

I will soon graduate to become a Dietitian and highly advise preventative care.

No matter if the doctor is your’s or your pet’s, you MUST be your own advocate. Ask to meet their doctor, see how they act with your pet and perhaps go in a few times to ensure you’re making the right decision.

Don’t complain if you didn’t first study the advantages/disadvantages and if you didn’t first get to know the vet before signing up. Some Banfield locations work while other may fall though the cracks, things aren’t perfect for everyone and our perceptions are very different. Each pet’s needs are different.

Personally, I purchased the plan for my two dogs because it allowed me to give my dog preventative care and have a discount if something was very wrong. As a student (which means poor :) ), there were many times I didn’t have a lot of money but my dog received great care despite the difficulties. They offer great advantages so talk to an employee to get a clear view.

BTW, my awesome vet was in Bloomington, IN.

If you ask questions, your vet should always take care of your concerns, don’t settle for less but trust their education as well :).

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Is Wellness Pet Insurance Worth It?

What Is Wellness Pet Insurance?

Wellness Pet Insurance, also referred to as Routine Care, is a pet insurance policy or add-on that covers everyday, non-emergency exams, medications, and procedures. Unlike human health insurance, pet insurance typically only covers accidents and injuries. A wellness plan is preventative in nature and pays for vaccines, neutering, routine vet visits, etc.

Traditionally, pet insurance was designed to help mitigate the outrageous cost of unplanned accidents, emergencies and diseases.

As people, if we are insured, we typically go through life more or less unaware of what our medical care actually costs. We hit our deductible, pay our copayment and don’t know what the hospital or doctor is charging the insurance company for things like routine visits, childbirth, or surgeries unless we take an interest. Most of the time, we pay our portion and are happy to be out of there.

While medical costs for pets are rising, they are still much less than medical costs for humans. Since less than 1% of the nation’s pets are insured, pet owners are often shocked to hear the quoted, uninsured price of a given treatment or surgery. For example, cancer treatment in dogs and cats can range anywhere from $5,000 to $20,000. Heart disease is similarly expensive to treat, and broken bones from accidents can run $200 to $5,000.

This reality often puts owners on a budget in the awful position of having to decide between going into debt and their pet’s life. This is why pet insurance has been traditionally geared toward helping with the unexpected and cataclysmic, and not the everyday preventative visits and procedures that, as we humans take for granted, will be covered under our plans.

As a result of this, many pet owners neglect regular checkups and diagnostic tests because of cost. After all, if the family dog looks fine and it behaving as normal, then what’s the problem?

Does it Make Sense to Get Wellness Coverage?

Typically, wellness coverage for pets is not worth the money. The cost of routine care, i.e. vaccinations, heartworm, physical exams is usually negligible, even in the first couple years of life. As pet wellness plans generally cost $20-$25 a month, the yearly cost is more or less what you would pay out of pocket anyway.

This doesn’t mean you should neglect preventative care. One of the selling points wellness plans employ is that, by offering coverage for all the individual items in one place, they enable and motivate you to stay more on top of your pet’s healthcare the year through. However, this is simple enough to do through a little organization and open communication with your veterinarian. This is important, because regular vet visits and tests can detect a problem before it becomes life threatening and is easier to treat.

An area of particular concern, though, is dental care. Most pet owners don’t think much about it until the animal is middle aged, and develops a painful dental condition. Regular cleanings and inspections can stop periodontal disease before it starts. What's more, bacteria can enter the pet's body through the gums and cause heart disease, diabetes, and kidney failure.

Doing what you need to do to maintain your pet’s health will prevent future sickness and disease which can be costly.

What Do Wellness Pet Insurance Plans Cover?

  • Physical exams
  • Behavioral exam
  • Behavioral treatment
  • Vaccines and boosters
  • Spay and neuter
  • Blood work
  • Dental exam and cleaning
  • Deworming
  • Fecal tests
  • Urinalysis
  • Flea and tick treatments
  • Heartworm prevention
  • Nail trim
  • Microchip

Companies that Offer Wellness Coverage

Not all pet insurance companies offer wellness coverage. Out of the providers we review the following have a wellness component:

If you think a Wellness Plan is the right idea for your pet, have a look at our Top Pet Insurance Providers of this year. All the above companies are reviewed, and you can compare routine care plans to find the best one for you.

Petsmart's Wellness Plan, is it worth it?

The service and care you get from your vet depends on who your vet is, no matter what the clinic is. I would suggest going in and talking to the vet who will have the care of your dog. If you feel this is a good person to care for your animal, go for it. If not, look elswhere.

Petsmart's Wellness Plan, is it worth it?

I am getting a puppy on Friday and have called around to several vets about prices on the first few months. I know Petsmart does a 'wellness plan' for dogs that includes all their shots and visit. It sounds like a great idea to stretch the payments out over a year. Does anyone have any.

There’s no arguing your pet needs regular vet checkups, vaccinations, and other routine care. But there may be a debate on whether or not such routine care needs to be part of your pet insurance policy. Pet wellness plans offer coverage for routine vet visits and related procedures that help to maintain an overall happy and healthy furry friend.

Plans may offer wellness coverage as an add-on or rider with which you can supplement your policy. Wellness coverage can be a beneficial add-on, or not, depending on several factors.

When are pet wellness plans worth it?

New puppies and kittens may be prime candidates for wellness coverage since they typically require extra vet visits for vaccinations as well as spay and neuter surgeries. Wellness plans may also save you money overall if the amount of money you’d pay out-of-pocket for the care is more than the amount of extra premium you’d pay.

When is wellness coverage a waste?

Any extras you add to your pet insurance plan will increase the premium, and wellness coverage is one of those extras. The annual cost of routine care typically stays the same year after year, which makes it easy to set aside money in the budget. Pet insurance is most helpful in the case of unexpected emergencies and massive vet bills, neither of which applies to routine wellness care.

Although specifics can vary from company to company, most wellness options generally cover items such as:

  • One or two routine vet visits
  • Select vaccinations
  • Some medications
  • Spay/neuter surgery
  • Fecal exams
  • Routine blood tests
  • Microchipping
  • Nail trimming
  • Urinalysis
  • Other items, depending on company

Note that plans may have a vaccination payout of something like $15 per vaccine, which would not cover any additional charges for the vet visit unless you were using that visit as one of your annual visits.

Out of the top five pet insurance plans we reviewed, three of them offered some type of wellness option. Another plan that made it into our pet insurance comparison chart also offers wellness coverage, giving us four out of seven companies that provided a wellness option.

Embrace offers Wellness Rewards, which gives you an annual allowance you can apply to any eligible routine care options of your choice. You can choose from three different levels of allowances, with the cost per year based on your pet’s age, health, breed, location, and other factors. Allowances are:

  • $250 allowance per policy year, with cost based on specific factors
  • $450 allowance per policy year, with cost based on specific factors
  • $650 allowance per policy year, with cost based on specific factors

Nationwide offers two pet wellness options you can add to your policy: the Wellness Basic and Wellness Plus. Both cover the same type of routine care, with the plus version having higher payouts for each item. Each item has on the list has a maximum payout limit, such as the $40 maximum payout for microchipping.

  • Wellness Basic: $400 maximum limit, costs $12 to $18 per month
  • Wellness Plus: $500 maximum limit, costs $17 to $22 per month

Pets Best has a single wellness option for pets called BestWellness Routine Care Coverage, with a different annual payout for dogs and cats.

  • Dogs: $505 maximum limit, cost varies by state
  • Cats: $565 maximum limit, cost varies by state

Pet Premium offers Routine and Advance wellness options, with the Advance option having higher payouts and a few additional procedures covered.

  • Routine: $200 maximum limit, costs $120 but may vary by state
  • Advance: $500 maximum limit, costs $400 but may vary by state

The wellness option from Embrace is the only one that lets you apply the allowance to the procedures of your choice. Other wellness options allow for a specific payout for each procedure, such as $40 for a vet wellness exam, with the maximum total calculated if you used every single procedure offered.

You may not need each procedure every year, with a major case in point being spay or neuter surgery. Some plans may let you cancel your wellness plan at the anniversary date of your policy, but you’d need to read the fine print to confirm.

The only way to truly determine if optional wellness coverage is worth it is to do the calculations. Add up how much you would expect to spend on wellness care without insurance. Then compare the amount to the cost of the premium you’d pay with wellness coverage. Make sure to take maximum payouts per item into account, as you may still have to pay for part of an item if the maximum payout doesn’t cover the full cost your vet charges.

Banfield does not offerВ pet insurance coverage for accidents and illnesses, so if you're looking for accident and illness coverage you will want to visit this page to see companies that offer this type of coverage.

Although Banfield does not offer pet insurance, they do offer excellent pet wellness plans that cover routine care expenses for dogs and cats of all ages.

Banfield's standard wellness plans are designed for dogs and cats over six months old. There are three different options you can choose from depending on the level of protection you're looking for.

* Cost for a three year-old mixed breed dog

Banfield's puppy plans are designed for dogs that are under six months old. It is a great option for new dog owners looking for help paying for common first year health checkups. Here are the two levels of puppy plans available.

* Banfield also offers parasite control options and DNA tests for an additional cost

Banfield's kitten plans are designed for dogs that are under six months old. It is a great option for new dog owners looking for help paying for common first year health checkups. Here are the two levels of kitten plans available.

* Banfield also offers parasite control options

Every pet owner, dog and cat is uniquely different. Here is a list of pros and cons to help you answer, "Are banfield wellness plans worth it?"

  • Easy to use (if you're a Banfield customer)
  • Promotes wellness care and routine checkups
  • Does not cover major accidents and illnesses
  • Limited to Banfield Pet Hospitals only (not accepted at other vet clinics or hospitals)
  • Confusing coverage options
  • Expensive - Plans starting at $25.95 / mo.

Coverage varies based on the plan you choose, but this will at least give you an idea of what's covered under the Banfield Wellness Plans.

  • Comprehensive Physical Exam
  • Ear exam
  • Eye exam, including eye pressure
  • Rectal exam
  • Dental exam
  • Neurologic evaluation
  • Cardiovascular evaluation
  • Weight & nutrition counseling
  • Coat & skin evaluation
  • Abdominal palpation
  • Urogenital evaluation
  • Musculoskeletal evaluation
  • Pulmonary/lung evaluation
  • Vaccinations *
  • Distemper/Parvo (4x)
  • Bordetella (2x)
  • Corona (2x)
  • Leptospirosis (2x)
  • Lyme disease (2x)
  • Rabies (1x)
  • Diagnostic testing
  • Heartworm/Lyme/Ehrlichia test
  • Ear swab and microscopic exam **
  • Fecal exams (3x)
  • Deworming (4x)В В В В
  • Spay or neuter surgery ***
  • Pre-anesthetic blood testing
  • Complete blood count
  • Internal organ screens
  • Electrolytes
  • Blood pressure check
  • General anesthesia
  • Pain medication ****
  • Free office calls/exams

* Most vaccines are included in your plan. Your veterinarian may recommend additional vaccinations that are not. Vaccine booster included in first year only.В ** First year only.В *** Includes pain medication before and directly after procedure. Your veterinarian may recommend additional take-home pain medication that is not included.

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