united insurance company of america columbia sc


united insurance company of america columbia sc

United Insurance Co Of America

About United Insurance Co Of America and other related information

Insurance in Columbia, SC is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

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United insurance company of america columbia sc

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United Insurance Company of America

12115 Lackland Road

Saint Louis, MO 63146

United Insurance Company of America Summary

United Insurance Company of America is a Stock company that was incorporated in 2027-10-15. United Insurance Company of America is a Life insurance company and has assets of $2,005,027,268, capital of $10,152,088, and net surplus of $180,013,349.

The president of United Insurance Company of America is Edward James Konar, the treasurer is , and the secretary is . United Insurance Company of America insurance plans include health, and life.

United Insurance Company of America is located in Saint Louis, MO and the phone number for United Insurance Company of America claims, customer, service, and additional information is (314) 819-4300.

United Insurance Company of America Location

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United Insurance Company of America Reviews: 47 Reviews

This company should be ashamed.

My friend’s son died and they have made her jump through hoop after hoop obviously hoping that she’d give up on the claim. She has been through hell with her son’s loss and now this company has made it even worse by making this process so much more difficult than it should be.

The money she would get is nothing to a company this size, but everything to the three children she is now helping to support due to the loss of their father. This company is all that is bad about the insurance industry and big corporations.

Get your insurance elsewhere if you can!

POLICY # 15045764 date OF policy 5/17/1965 amount OF insured is 1,025.00

This company is the pits and I advise anyone not to get this insurance.

My son died in August 2011 and as of today’s date, I have not received a penny from the company. They are giving me a run around just to pay on simple life insurance much less the accidental death portion. They do not even have the courtesy to send a letter of condolence.

Premiums are paid on time, therefore, claims should be paid on time. Funeral expenses are not cheap

is policy still in effect

I agree that this company is very difficult to deal with. I have had trouble since my mother’s death in 06/11. It took two months to pay the claim and I still have not received the death certificate I requested in writing to be returned to me.

I have also requested a withdrawal form, a beneficiary change form, and a confirmed appointment date with my agent that she did not keep or call to cancel. My policies are paid on time but they don’t seem to care about the people, just pay the policy timely.

This is the worse insurance company that I have had the misfortune to have dealings with.

I was laid off from work, missed 3 payments and United canceled my policy. Even when I offered to pay two payments. Now I have a job and no life insurance.

United is very unprofessional,they are only about the money……that’s so sad no wonder people talks bad about your company.

I have been on hold for the past hour and I have had it. How does this company stay in business.

This company is notorious for passing the buck.Our payment due date is the 2nd of each month. We have been late receiving the statements. They have been arriving on the 4th or 5th of the month. I called the local office and was told the statements are computer generated

at another office and then sent to the local office to be mailed to the policyholder.

I called the office in St. Louis, MO and was told the statements are computer generated in Charlotte, NC and mailed directly to the policyholder 30 days in advance. No one could answer why we are not receiving the statements in a timely manner. WHAT IS THE TRUTH?

Oh my goodness, my mother has passed and I have my son insured for a very small amount which we want to surrender and waiting on the phone for hours to connect with someone. we are still waiting for forms to file.

I will be calling every day. Has anyone filed a class action suit on this company?

Hard to contact this company!

why is everything so negative about the company?

maybe if some of you “customers” should get up from your behinds and drive to the district office. pay your insurance on time or be approachable that way your agents can better serve you.

this is a home service company and your agents are really salesman, not collectors but individuals who sell insurance to replace others who run late and or lapse. this why this company is dead rich!

stay on top of your payments by following up the district office with the administrators, the home office personnel have delays and attitude problems as well.

Thank you all for your opinion on this company. I hope the some of the executives and employees read all the reviews and make some changes to how they run their company.

I will not send my money to these people. I want my family to be paid on time if something happens to me.

Run as fast as you can from this company.

I manage operations for a company and would have never bought this policy due to the lack of knowledge, payout way too long. Now with another company, unfortunately, another loss in the family. Received payout and death certificate within days. Yes, I was glad to pay a higher premium it was worth it. Being cheap does not pay in the long run. Get out while you can.

Would not recommend this company to anyone. not even the poorest of the poor

My insurance agent is awesome.

Unclaimed money sitting around for 14 years with the company. No clue it was there until I did a free search thru missingmoney.com, It was all legit

death claims form

Can never reach them on the phone.

Please answer your phone I have tried to get a hold to speak to some body. you don’t answer…. I give u no star 210 8850291

NEVER ANSWERS THE PHONE. I am going to report them to the better business bureau and the local television stations.. This is a disaster. Been trying to call for 2 months now.

What is the cost to get a replacement copy of an Insurance Policy with United Insurance? Thank You

How and why would anyone use this company with the many life insurance companies in existence? Their staff is rude, doesn’t allow you to speak and cuts you off so quickly you can’t stand to talk with them. Obviously, they don’t value nor care about their customers.

I would not recommend this company to my worst enemy. No one should be treated so poorly merely for making an inquiry. Glad this not my insurance company, if it was I would switch very quickly.

I have been on hold for over two hours. I have typed six reports and still on hold. The funny thing is…. I went to lunch and I am still on hold.

I DO NOT LIKE THIS COMPANY. It should receive a negative five—–

I have been in contact with this company twice in the past two days. The wait was average for an insurance company. The person I spoke with was helpful and very polite. If you are nice to them, they will be nice to you.

This is the most unprofessional company that I have ever dealt with. Does United Insurance hire THE MOST ghetto people in St Louis to answer the phones?

Yes!! And that’s why I am cancelling all of my policies with this company and will advise everyone else to do the same. I called to follow up on a claim following the death of my Mother and the representative was sighing as she picked up the phone and then transferred me to another representative who was using profanity, really.

This company doesn’t even deserve 1 star!

The representatives of this company are so unprofessional.

You call, it’s always a bad time, I’ve been waiting for papers for over a month. No one ever calls me back no matter how many messages I leave!!n Frustrating isn’t the word!!

I have to agree with all of the above, except Mr. 4 star. The people who work for this company are terribly unprofessional. I waited at home all day for the agent who said she was coming. She never came, never called and she doesn’t even work at corporate.

Now I will lose my life insurance which I would have mailed had she not made an appointment with me and not kept it.

My mom passed away on mothers day, all bills were passed on to me. One was united insurance she got in the &0’s I started handling insurance 2004. United is claiming I missed a payment which is not true, I have never missed a payment.

United asked me to fill out to forms pertaining to my brothers one is very ill. United takes my money every month but never gave me any policies or certificates. My two brothers also signed and had notarized that I am the owner and the payee of my policies. United now 2012 I still have nothing for the money I send them every month.

Now they are harassing me saying I missed October-November. They keep calling my home threating me my policies are going to lapse. If that happens I will take them to court. The person I gave my money to has been fired manager says he stole money from them.If you don’t have united ins of America don’t get them. My mother got united because that was all she knew.

She is gone and I am here and I will deal with this too many years invested. How did they make so much money and not care about their clients?

People only review when things are bad, never when things are great, which is why you search for reviews you rarely see a good one. I want to say this company is great and my family has used them for years 30+. They are always polite and informative.

Never have we had an issue… besides the insurance guy running late a few times. Other than that I’d recommend them.

On 3/20/3013 around 05:00 PM The Area Rep received payment from me_two $20.00 bills & one $100.00 bill. All were folded, leaving 3 crease lines on them. The Rep took off with the money, but less than 1/2 hr, he returned, saying that my $100.00 bill was counterfeit and the money was handed back to him (I know that was a lie) because no bank will hand back counterfeit money.

I then noticed the $100.00 bill that he handed to me had been folded in half_leaving only one crease across the middle…definitely not the three creased bill that he got from me.

I don’t doubt that the Insurance Company is good, however, to use more care in choosing Area Reps would be a good idea. ( Bakersfield, CA.)

Have problems with my account for the past several years.

Nice lady in Stone Mountain tried to help but can not settle problem on the phone. Sent supervisor with all kinds of promises several months ago but no results. We called him several times and left messages. He will not return call.

Many promises but no results. Statement arrived today!

When I started with United back in December 1993, their customer service assistance was awesome. Over the years they have gone down hill significantly!

I have requested forms, only to be told that the forms are not required and then told months later that they are required. The answer to your questions will be provided a different answer depending on who you speak to and the people they hire DON’T HAVE A CLUE….

They don’t get any stars.

When we took out the insurance back in 1980 we had a local person how you call out to Mo and you talk to a different person each time you call and some of them lie to you, each person will tell you something different.

I am pulling my policy out and will not deal with them again.

Unfair treatment with respect to employees.

Continual breach of confidentiality with employee personal information with both employees and customers. Credentialing Specialist willful and total negligence when it comes to making sure that every agent is in compliance.

After reading some of the comments I would have to agree with the people.

I lost my little sister 2 months ago and I still have not gotten the rest of the money from the policy. When I call the people are very rude and I get a different answer as to why I haven’t received the money.

I am sad to say after all of the years me and the rest of my family have used this company the one time we needed them they have not been understanding at all on starts from me.

I simply called to get information for my elderly mother and the young lady I spoke to had NO personality at all. Very uncaring as though I were bothering her.

I can’t speak for all the locations but the one in Chicago on 87th Street is horrible. After reading the reviews, I say it’s a terrible pattern here. The don’t even deserve a star.

mother has been paying premiums timely for 6 years. she paid in advance for two of those years. she always pays 6 months in advance but received a cancellation notice because she never got a premium notice and had lost the address to mail payment. was extremely difficult locating company info and took two months for anyone in the company to connect me with the agent responsible for my mother’s policy.

The agent gave every excuse possible for not returning calls (wife had baby, lost phone book, could not get messages left on personal cell phone used for business,etc, etc, etc). company seems fraudulent.

asked for policy statement, never got it(7 months ago). wanted copy of insurance policy, never got it even after paying $5.00 required fee. asked to speak with manager of agent who never calls back and she said that she would take care of matter but never heard from her again and she will not answer her calls.

writing to supposed business office proved futile. I want my mother to get out of this policy because it probably will not be paid when she needs it(88 years old), but she says that she has invested too many years and money in it. next step, fraud investigation.

Over 30 Years of Serving Our Clients

1700 Laurel Street

Columbia, SC 29201

Toll Free: 800-849-9979

204 N Gum Street

Summerville, SC 29484

Toll Free: 800-849-3301

Based in Columbia and Summerville, Theodore & Associates is proud to serve the insurance needs of all of South Carolina. Let us help you find the right auto, home, life and commercial insurance to meet your unique needs. Contact us now for quick, competitive quotes!

Click here for our; “How To Prepare for a Hurricane Page”

Click here for; How To Report a Claim.

Real time quotes for Automobile and Homeowners insurance are now available by clicking the below link or the buttons on the right side of this page, under “Featured Carriers”.

Please take a look at our latest mobile app for your iPhone, iPad, and Android.

See how the new features make it easier than ever to manage your insurance coverage’s and claims by clicking on the above icon.

Our goal at Theodore & Associates is to “make it easy” for our clients.

Simply put, to accomplish our goal we try to remove all obstacles from you getting the results that you are looking for. When you call Theodore & Associates you talk to a real person, not an automated answering system. Our clients are assigned an experienced Account Executive that takes care of your needs the first time you call our office. Our goal is based on being a valuable part of our clients financial success by protecting them against unforeseen, unavoidable losses, and we take pride in doing so with as little effort as possible from our client. What makes us different from our competition is our friendly, informed and professional staff and our ability to respond to our clients needs quickly. We provide old fashion service to our clients with a modern, high tech delivery system.

Theodore & Associates specializes in small business insurance solutions, insurance for landlords property investors, condominium homeowners associations and non-profit organizations. Over the years we have stayed focused on insuring our specialized areas and have carefully selected the insurance companies we represent based on the unique insurance needs of our clients. You can call us, email us, or click on the “Get a Quote” button at the top of this page, under “Insurance You Can Trust”, and complete the online application. One of our Commercial Lines Brokers will be happy to assist you.

We represent a large assortment of A and A+ Rated, personal lines, insurance companies. We can usually find our clients better coverages at a more competitive price. Please give us an opportunity to earn your business. You can get a real time quote on your personal insurance by clicking on the “Auto quotes” or “Homewners quotes” button on the right side of this page under Featured Carriers. You can also call us, email us, or click on the “Get a Quote” button at the top of this page, under “Insurance You Can Trust”, and complete the online application and one of our personal lines agents will be happy to assist you.

For starters, when you call our office during business hours a person answers the phone. If your team is not available at the time of your call, you have an option of voicemail.

Most commercial insurance agencies are divided into departments in which the sales staff contacts a prospect and then turns it over to the marketing department that finds an insurance company to quote and then a service department that deals with the day-to-day processing. You usually end up with a different person each time you call. At Theodore & Associates, a team of Brokers and Agents handle your commercial account. Your team will handle your account from beginning to end. Your Lead Broker gathers your specific information, designs the tailored coverage program that fits your needs, and then negotiates with our many insurance companies for the most competitive premiums. The Lead Broker works with an In-House Broker and Agent throughout the process. That way a team member is usually available to handle your service needs.

Theodore & Associates represent an unusually large number of insurance companies. This gives us the ability to provide you, our client, with the most comprehensive coverage program with very competitive premiums. Our relationships with our insurance companies have been cultivated over many years, some going back for over a century.

Theodore & Associates has a stable and experienced staff. Our staff has been with Theodore & Associates for an average of 14 years. We have lost some staff to our competitors but many of them have come back. We pride ourselves on having a highly trained and experienced insurance staff, many with over 30 years insurance industry experience.

Our agency automation system is state of the art and secure so that your personal information is protected. We are also paperless so after your information is put into our secure system it is then shredded.

We look forward to serving you and providing for all your insurance needs.

St. Johns Insurance Co. Never pays Claims and puts peoples Lives in DANGER! Columbia,, South Carolina

*Consumer Comment: Can not fully disclose

*REBUTTAL Owner of company: Thanks to this site.

*Consumer Comment: Cant once atty involved

*Consumer Suggestion: St Johns Insurance Company

*Consumer Comment: Surely there's a state agency that oversees insurers

This is the best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how a business took care of business.

All business will get complaints. How those businesses take care of those complaints is what separates good businesses from the rest.

Consumers love to do business with someone that can admit mistakes and state how they made improvements.

Corporate Advocacy Business Remediation and Customer Satisfaction Program.

Show customers why they should trust your business over your competitors.

A business' first

line of defense

willing to make a

This report was posted on Ripoff Report on 12/01/2011 12:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/st-johns-insurance-co/columbia-south-carolina-29202-1779/st-johns-insurance-co-never-pays-claims-and-puts-peoples-lives-in-danger-columbia-so-803731. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Can not fully disclose

SUBMITTED: Friday, November 01, 2013

POSTED: Friday, November 01, 2013

Due to leagal settlement reasons I can not fully disclose what happened, but we can say this ONE for the consumer. ABOUT TIME!

#2 REBUTTAL Owner of company

Thanks to this site.

SUBMITTED: Friday, November 01, 2013

POSTED: Friday, November 01, 2013

The case was finally WON, the games stopped and the sttlemnet was done

Cant once atty involved

SUBMITTED: Friday, November 01, 2013

POSTED: Friday, November 01, 2013

This method you mention was tried, but once an atty is involved on the claimant side they can no longer be involved.

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